IRCTC SBI Premier credit card details
IRCTC SBI Premier credit card
This IRCTC SBI Premier credit card is a very popular card in SBI card this card joining fee is 1499+gst and the annual fee is 1499+gst If you spend 2 lakh rupees yearly so you will get reverse these annual fees the most SBI customers use this IRCTC SBI Premier credit card because this is the most popular SBI credit card for IRCTC travel because this card provide you lots of benefits
IRCTC SBI Premier credit card Value Back Benefits
If you buy tickets through IRCTC Mobile App & IRCTC.CO.IN for AC CC and AC1, AC2, AC3 so you earn up to 10% Value Back as Reward Points
IRCTC SBI Premier credit card Welcome offers
You apply for this card or you get this card and you need payment of your joining fees 1499+gst so you get 1500 reward points 1500 rewards point value is 1500 rupees so this is good for the customers this 1500 reward point you will get within 45 days from your payment of joining fees
If you spend 2000 within the first 60 days On this card so you’ll get a 500 rupees Movie voucher from Book my show
IRCTC SBI Premier credit card Insurance Cover
You get Rail Accident Insurance of 10 Lakhs rupees with this card
On this card, you get 50 Lakhs rupees Air Accident insurance
And this card come with 1 Lakh rupees Fraud Liability cover
IRCTC SBI Premier credit card Milestone benefits
If your annual travel spend 50,000 so you get 2500 Reward Points
If your annual travel spend 1,00,000 so you get 5000 Reward Points
IRCTC SBI Premier Credit Card Reward points
You get 3 Reward Points per 125 spent on Utility spends, standing instructions, and Dining
You get 1 reward point of 125 rupees to spend on non-fuel retail purchases
1 reward point value 1 rupee
And after getting rewards points this reward to reward point transfers every month on your IRCTC website if you add your loyalty number on the IRCTC website you get this IRCTC Sbi Card loyalty number on your card, you need to add this number on your IRCTC website.
IRCTC SBI Premier credit Card Fuel surcharge
If you do the transaction on fuel between 500 to 4000 so you get a 1 % surcharge
IRCTC SBI Premier credit Card Railway Lounge Program
You get 8 complimentary lounge access on railway Max lounge 2 per quarter To avail of this offer, you need to use the IRCTC Rupay SBI Card at the respective lounges
IRCTC SBI Premier credit Card Annual Fees
Sbi credit card annual fees are 1499+gst, If you spend 2 lakh rupees yearly so you will get reverse these annual fees
IRCTC SBI Premier credit card finance charges
If you pay your mad (minimum amount due) so less than your TAD (total amount due) or if you did not pay any amount so you charge finance charges on this card finance charges 3.5% plus GST per month and these charges applicable on your outstanding
IRCTC SBI Premier credit card late fee charges
If you paid your MAD(minimum amount due) so you will not charge any late fees charges, but you not paid your MAD so you will charge late fee charges on IRCTC premier card, if you paid MAD so you charge only finance charges.
Late fee charges on the amount
It depends on TAD (total amount due)
500 to 1000 = 400+ gst
1000 to 10000 = 750 + gst
10000 to 25000 = 950 + gst
25000 to 50000 = 1100 + gst
50000 or greater than 50000 you will charge 1300 + GST
IRCTC SBI Premier credit card over-limit fees
IRCTC SBI Premier credit card over-limit fees 600 + GST or 2.5% + GST whichever is higher if you over-limit this IRCTC premier card so you will charge these fees
IRCTC SBI Premier credit card ATM fees
If you withdraw cash from ATM with this IRCTC premier card so you will charge 500 + GST ATM fees this charge still applicable to all ATM transaction
IRCTC SBI Premier credit card offers
This IRCTC premier card provides you many offers like Encash loan and balance transfer, Flexipay EMI, easy money draught and many marketing offers, if you want any loan or EMI so you need to use SBI card application or other options call customer care
How To Apply for SBI IRCTC Premier credit card
if you want to apply for this card go to www,sbicard,com and apply for this card other option you applied for this card by the Sbi Card sales agent. SBI card has two types of IRCTC card with different annual fees or benefits second card name
IRCTC Platinum Rupay card
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